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Today, Most investors complains about mis-selling by Banks, Corporate Agent or Individual Agent...Who is responsible ??? 1st responsibility of Investors who invests his hard earned money without proper understanding of Financial or Non Financial products. Family has 1st major task to earn a good income every months eg. Rs. 1 Lakh to meet their present (Monthly) expenses and also save for their future certain / uncertain expenses. 2nd important task of family to save average 30% of income annual Rs. 3.6L to meet their certain / uncertain future expenses...If family invests without proper understanding then seller will going to sell high margin products to get more commission...Family / Investors may end with lower return or some time capital loss and lot of PAIN /SORROW. This is the high time for investor to update their knowledge on personal finance to decide suitable Products or select right Adviser. Invest in Personal Finance Knowledge building...surely you will have minimum 100% return on your investments every year. Benefits of Training with Keyur Shah CFP # Save Min. Rs. 50,000 pa or 10% of Life Style expenses # Save Min. 50,000 pa or 1% on Loan interest...Reduce your debt over period of time...Be a debt free in 3 to 5 yrs. # Prepare your Comprehensive Financial Plan for your life's Goals. # Learn Importance of Right Asset Allocation Strategies...Leads to Good return with safety net # Suitable products to achieve goals...Lower cost..leads to better return # Estate Planning # Tax Planning # Peace of Mind, Happiness and more time for family Note : Above Data based on Rs. 12 PA Income Happy to share 240th Success Story: https://youtu.be/6oG-YTfy5KE Mr. Amey Vaze, Sr. Engineer, Reliance Industries Ltd. Navi Mumbai successfully completed his CFP certification in Regular pathway. He passed his Exam 5 / Final with a "B" grade on 25th FEB. He enrolled in Video Learning Kit in June15 and successfully passed all Module exams by Dec15. (9970051073, amvaz13483@gmail.com) Dear Keyur Sir, Thanks once again for all the necessary guidance you have given me throughout this journey "Though I was well acquainted with the personal finance domain, clearing all the modules of CFP Exam specially Exam 5 was a distant dream. But with all the support, motivation, guidance I received from my coach & mentor Mr Keyur Shah I could become CFP is short span of time. Though I had opted for Video Learning Option, always could feel the personal touch with which Mr Keyur has mentored throughout this journey. Course curriculum is so well organized & especially the “Logical & Magical 5 Step Process” makes all the question patterns look simple to solve. Also one thing is worth mentioning is the patience, determination, accuracy, friendliness, simplified manner in which Mr Keyur Shah handles every query throughout the course & also thereafter. I wish my “CFP Aspirant Club” to be the most desirable avenue for all CFP Aspirants in the near future." Classroom: FEE 45k...pay in 3 monthly installments of 15k 72nd Batch (14 Weekends)- June to Sept 2016 (Every Sunday)- 3:30pm to 8:30pm-70 hrs training- Starting from 5th June 2016 @ Kandivali W...Last 1 seat left OR Last 1 Seat Left in June Batch of CFP Video Learning Kit: We are happy to launch “Video Learning Kit (2016 Version) of “Comprehensive FAST TRACK CFP” for Regular Pathway CFP Aspirants who may not able to attended the our Weekend or FAST TRACK CFP Training workshop due to time constraint or like to purse CFP at their own pace or living out of Mumbai. In last 3 years, 71+ participants have already successfully completed their CFP certification in Regular pathway or Challenge Pathway with good grades @ 1st attempt. Contents of Video Learning Kit : Regular / Challenge pathway Aspirant: Rs. 40k (Forty Thousand Only)..An option to pay in 2 equal monthly instalments of 20k till 31-5-16 Pls visit our website to Read /Speak 251+ Success stories before joining with me and post feel free to call. 9167362201 / 9930751709 / 7678063281 Office: Xth Central Mall, 2nd Floor, No. 25, Nr. D Mart, Opp. Axis Bank, Mahavir Nagar, Kandivali W, Mumbai.

Study in Australia - Daffodils Study Abroad Consultant in Jalandhar Australia has emerged as a popular destination for higher education because of its strong educational infrastructure; an Australians are renowned worldwide for having a relaxed lifestyle and plenty of opportunity to enjoy the beauty of the countryside and beaches, as well as being able to benefit from a range of modern cosmopolitan cities. It has overtaken Britain as the most favored destination for Indian students wanting to study abroad. In this respect, it stands now second only to America. Australian college/university programs are recognized worldwide. There are no worries that a degree you receive in Australia will be worthless as you consider career opportunities in your own country, upon graduation. Tuition and living expenses are not quite as expensive as they are in most other countries. This is a bonus for students with limited funds! Facts about Australia Here are some interesting facts about Australia Australia is the world's smallest continent but sixth largest country, and is located in the Oceania region. It has a relatively small population of just over 20 million, with most of this population located along the eastern and southeastern coasts. The capital of Australia is Canberra, located a couple of hours drive from Australia's most well known city Sydney. Sydney and Melbourne are the largest cities in terms of size and population. Documents Checklist Future Concern Associates has many associated colleges and universities in Australian and our educational consultants can not only assist you in getting the admission in any college or university in Australian but can also recommend you the best course and institute according to your educational background and interest. ?Before you apply for Australian Higer Education you make sure you have all your original documents ready. We recommend that you start putting your supporting documents together in advance and provide to our office. There is no fixed checklist for the documents needed for Australian Higher Education, as each student’s circumstances are different. We recommend that you provide us all relevant documents that can provide as much credible evidence as they can for your individual Higher Study application. Following section will give you a list of documents required for Australian Study. Please keep in mind that every student’s case is different and should be prepared for Higher Education application differently so remember to give us any other document that seem relevant to your case. • A complete student Application Form. • The Electronic Confirmation of Enrollment (CoE) certificate/ Offer letter of Admission. • Certified copies of Passport. • 4 recent passport size photographs?(plain background and 45mm * 35mm in size, also mention name of applicant on the back) • Evidence of the relationships between you and all the members of your family. • Medical and X-Ray of yourself from (HAS) Health Services Australia. • Evidence that you have paid Overseas Student Health Cover (OSHC) for at least 12 months. • All Academic transcripts that show you have completed 12 years of education. • IELTS/TOEFL Score Report • Provide the evidence that you have sufficient funds to cover your living and tuition fee. • Evidence of income (i.e. Tax Statement, Business Statement, Saving History, Regular Income etc.) • Students under 18 years need a statement by the sponsor and education provider for all the responsibility of study and accommodation. Contact: Daffodils Study Abroad HEAD OFFICE NEW DELHI :- E 575A , GREATER KAILASH –II, NEW DELHI -110048. REGIONAL OFFICE NORTH CHANDIGARH :- S.C.O 2425-2426, Second Floor, Sector -22C, Chandigarh. 92165-99324 BRANCH OFFICES JALANDHAR 4th Floor, Midas Corporate Park, GT Road, Near Bus Stand, Above UK VFS, Jalandhar, Ph.No 92165-09238 AMRITSAR 7, Govind Vihar, Jamunwali Gali, Near Lawrence Road, Amritsar. Ph. No. +91-92165-09202 LUDHIANA SCO : 25, Model Town Extension, Near Krishna Mandir, Ludhiana. Ph.No. +91-92165-09206 MOGA SCO : 7, Subedar Joginder Singh Complex, Ground Floor, Near Bus Stand, Moga Ph.No. +91-16 +91-9216509205 JAMMU H. No. 26 B/C, Opposite Triveni Nursing Home, Gandhi Nagar, Jammu. Ph.No. +91-1912437715, +919697123835. NOIDA B-73, Sector 2, Near Sector 15 Metro Station, Noida. Ph: 9999666495 SKYPE ID:DAFFODILSSTUDY GTALK: CHDDAFFODILS WEBSITE: www.daffodilsstudy.com Study in Australia, study Visa Consultant in Chandigarh, Jalandhar, Moga, Ludhiana, Amritsar, Noida, Delhi, Jammu

Study in Australia - Overseas Education Consultant in Jalandhar Australia has emerged as a popular destination for higher education because of its strong educational infrastructure; an Australians are renowned worldwide for having a relaxed lifestyle and plenty of opportunity to enjoy the beauty of the countryside and beaches, as well as being able to benefit from a range of modern cosmopolitan cities. It has overtaken Britain as the most favored destination for Indian students wanting to study abroad. In this respect, it stands now second only to America. Australian college/university programs are recognized worldwide. There are no worries that a degree you receive in Australia will be worthless as you consider career opportunities in your own country, upon graduation. Tuition and living expenses are not quite as expensive as they are in most other countries. This is a bonus for students with limited funds! Facts about Australia Here are some interesting facts about Australia Australia is the world's smallest continent but sixth largest country, and is located in the Oceania region. It has a relatively small population of just over 20 million, with most of this population located along the eastern and southeastern coasts. The capital of Australia is Canberra, located a couple of hours drive from Australia's most well known city Sydney. Sydney and Melbourne are the largest cities in terms of size and population. Documents Checklist Future Concern Associates has many associated colleges and universities in Australian and our educational consultants can not only assist you in getting the admission in any college or university in Australian but can also recommend you the best course and institute according to your educational background and interest. ?Before you apply for Australian Higer Education you make sure you have all your original documents ready. We recommend that you start putting your supporting documents together in advance and provide to our office. There is no fixed checklist for the documents needed for Australian Higher Education, as each student’s circumstances are different. We recommend that you provide us all relevant documents that can provide as much credible evidence as they can for your individual Higher Study application. Following section will give you a list of documents required for Australian Study. Please keep in mind that every student’s case is different and should be prepared for Higher Education application differently so remember to give us any other document that seem relevant to your case. • A complete student Application Form. • The Electronic Confirmation of Enrollment (CoE) certificate/ Offer letter of Admission. • Certified copies of Passport. • 4 recent passport size photographs?(plain background and 45mm * 35mm in size, also mention name of applicant on the back) • Evidence of the relationships between you and all the members of your family. • Medical and X-Ray of yourself from (HAS) Health Services Australia. • Evidence that you have paid Overseas Student Health Cover (OSHC) for at least 12 months. • All Academic transcripts that show you have completed 12 years of education. • IELTS/TOEFL Score Report • Provide the evidence that you have sufficient funds to cover your living and tuition fee. • Evidence of income (i.e. Tax Statement, Business Statement, Saving History, Regular Income etc.) • Students under 18 years need a statement by the sponsor and education provider for all the responsibility of study and accommodation. Contact: Daffodils Study Abroad HEAD OFFICE NEW DELHI :- E 575A , GREATER KAILASH –II, NEW DELHI -110048. REGIONAL OFFICE NORTH CHANDIGARH :- S.C.O 2425-2426, Second Floor, Sector -22C, Chandigarh. 92165-99324 BRANCH OFFICES JALANDHAR 4th Floor, Midas Corporate Park, GT Road, Near Bus Stand, Above UK VFS, Jalandhar, Ph.No 92165-09238 AMRITSAR 7, Govind Vihar, Jamunwali Gali, Near Lawrence Road, Amritsar. Ph. No. +91-92165-09202 LUDHIANA SCO : 25, Model Town Extension, Near Krishna Mandir, Ludhiana. Ph.No. +91-92165-09206 MOGA SCO : 7, Subedar Joginder Singh Complex, Ground Floor, Near Bus Stand, Moga Ph.No. +91-16 +91-9216509205 JAMMU H. No. 26 B/C, Opposite Triveni Nursing Home, Gandhi Nagar, Jammu. Ph.No. +91-1912437715, +919697123835. NOIDA B-73, Sector 2, Near Sector 15 Metro Station, Noida. Ph: 9999666495 SKYPE ID:DAFFODILSSTUDY GTALK: CHDDAFFODILS WEBSITE: www.daffodilsstudy.com Study in Australia, study Visa Consultant in Chandigarh, Jalandhar, Moga, Ludhiana, Amritsar, Noida, Delhi, Jammu

Study in Australia - Study Visa consultant in Jalandhar Australia has emerged as a popular destination for higher education because of its strong educational infrastructure; an Australians are renowned worldwide for having a relaxed lifestyle and plenty of opportunity to enjoy the beauty of the countryside and beaches, as well as being able to benefit from a range of modern cosmopolitan cities. It has overtaken Britain as the most favored destination for Indian students wanting to study abroad. In this respect, it stands now second only to America. Australian college/university programs are recognized worldwide. There are no worries that a degree you receive in Australia will be worthless as you consider career opportunities in your own country, upon graduation. Tuition and living expenses are not quite as expensive as they are in most other countries. This is a bonus for students with limited funds! Facts about Australia Here are some interesting facts about Australia Australia is the world's smallest continent but sixth largest country, and is located in the Oceania region. It has a relatively small population of just over 20 million, with most of this population located along the eastern and southeastern coasts. The capital of Australia is Canberra, located a couple of hours drive from Australia's most well known city Sydney. Sydney and Melbourne are the largest cities in terms of size and population. Documents Checklist Future Concern Associates has many associated colleges and universities in Australian and our educational consultants can not only assist you in getting the admission in any college or university in Australian but can also recommend you the best course and institute according to your educational background and interest. ?Before you apply for Australian Higer Education you make sure you have all your original documents ready. We recommend that you start putting your supporting documents together in advance and provide to our office. There is no fixed checklist for the documents needed for Australian Higher Education, as each student’s circumstances are different. We recommend that you provide us all relevant documents that can provide as much credible evidence as they can for your individual Higher Study application. Following section will give you a list of documents required for Australian Study. Please keep in mind that every student’s case is different and should be prepared for Higher Education application differently so remember to give us any other document that seem relevant to your case. • A complete student Application Form. • The Electronic Confirmation of Enrollment (CoE) certificate/ Offer letter of Admission. • Certified copies of Passport. • 4 recent passport size photographs?(plain background and 45mm * 35mm in size, also mention name of applicant on the back) • Evidence of the relationships between you and all the members of your family. • Medical and X-Ray of yourself from (HAS) Health Services Australia. • Evidence that you have paid Overseas Student Health Cover (OSHC) for at least 12 months. • All Academic transcripts that show you have completed 12 years of education. • IELTS/TOEFL Score Report • Provide the evidence that you have sufficient funds to cover your living and tuition fee. • Evidence of income (i.e. Tax Statement, Business Statement, Saving History, Regular Income etc.) • Students under 18 years need a statement by the sponsor and education provider for all the responsibility of study and accommodation. Contact: Daffodils Study Abroad HEAD OFFICE NEW DELHI :- E 575A , GREATER KAILASH –II, NEW DELHI -110048. REGIONAL OFFICE NORTH CHANDIGARH :- S.C.O 2425-2426, Second Floor, Sector -22C, Chandigarh. 92165-99324 BRANCH OFFICES JALANDHAR 4th Floor, Midas Corporate Park, GT Road, Near Bus Stand, Above UK VFS, Jalandhar, Ph.No 92165-09238 AMRITSAR 7, Govind Vihar, Jamunwali Gali, Near Lawrence Road, Amritsar. Ph. No. +91-92165-09202 LUDHIANA SCO : 25, Model Town Extension, Near Krishna Mandir, Ludhiana. Ph.No. +91-92165-09206 MOGA SCO : 7, Subedar Joginder Singh Complex, Ground Floor, Near Bus Stand, Moga Ph.No. +91-16 +91-9216509205 JAMMU H. No. 26 B/C, Opposite Triveni Nursing Home, Gandhi Nagar, Jammu. Ph.No. +91-1912437715, +919697123835. NOIDA B-73, Sector 2, Near Sector 15 Metro Station, Noida. Ph: 9999666495 SKYPE ID:DAFFODILSSTUDY GTALK: CHDDAFFODILS Study in Australia, study Visa Consultant in Chandigarh, Jalandhar, Moga, Ludhiana, Amritsar, Noida, Delhi, Jammu

With a temperate climate, and stunning variations in NZ geography - all surrounded by the Pacific and Tasman Oceans – people in New Zealand happily lead an outdoor life. Knowing that you'll spend far less time commuting in New Zealand than in most world cities, you'll also enjoy far more time with your friends and family. No matter where you live in New Zealand, for instance, you are probably less than an hour from the ocean, and less than 4 hours from a ski field. Which means on the same day you can mountain bike, snowboard and surf! With just over 4 million people living in New Zealand, it's easy to find - or get away from - the crowd. So if your preference is access to big-city shopping, check out Auckland (the largest city with over 1.5 million residents), Christchurch, Wellington (the capital) or Dunedin. But one of the joys of New Zealand is that you can also choose to live a more rural lifestyle, and still live within an hour's drive of the centre of any of these cities. Or you can choose to settle in the country - there's plenty of room for expansion here! For students, New Zealand offers the familiarity of life in an English-speaking, modern democracy. Education is based on the prestigious British system. Generally, our universities offer small class sizes for personalized, top quality courses. A student Higher Education that allows you to spend time in New Zealand while you studies full-time. Positive Profile Good academic record – Minimum education required 12th with 50% marks. Minimum IELTS score of atleast 5.5. Verifiable and acceptable evidence of funds to meet the educational and living expenses in NZ Regular source of sufficient income of financial guarantors. Intended course of study relevant to qualifications/ work experience. Gap in education or career not longer than 12 months. Clear health & character requirement. Processing Time Majority of positive profile applications are being transferred to other INZ offices. Processing time for positive profile applications is 15 working days. For need to review stream applications, allocation timeframe is 5-7 weeks and processing time is further 8-10 weeks • For applications requiring in-depth verifications the processing time is pushed out further as these take a minimum of 4 weeks to be completed from date of request. Contact: Daffodils Study Abroad Email-abroadstudy22@gmail.com HEAD OFFICE NEW DELHI :- E 575A , GREATER KAILASH –II, NEW DELHI -110048. REGIONAL OFFICE NORTH CHANDIGARH :- S.CO 2425-2426, Second Floor, Sector -22C, Chandigarh. 92165-99324 BRANCH OFFICES JALANDHAR 4th Floor, Midas Corporate Park, GT Road, Near Bus Stand, Above UK VFS, Jalandhar, Ph.No 92165-09238 AMRITSAR 7, Govind Vihar, Jamunwali Gali, Near Lawrence Road, Amritsar. Ph. No. +91-92165-09202 LUDHIANA SCO : 25, Model Town Extension, Near Krishna Mandir, Ludhiana. Ph.No. +91-92165-09206 MOGA SCO : 7, Subedar Joginder Singh Complex, Ground Floor, Near Bus Stand, Moga Ph.No. +91-9216509205 JAMMU H. No. 26 B/C, Opposite Triveni Nursing Home, Gandhi Nagar, Jammu. Ph.No. +91-1912437715, +919697123835. NOIDA B-73, Sector 2, Near Sector 15 Metro Station, Noida. Ph: 9999666495 SKYPE ID:DAFFODILSSTUDY GTALK: CHDDAFFODILS Study in New Zealand, study Visa for New Zealand in Ludhiana

Study in New Zealand- Daffodils jammu With a temperate climate, and stunning variations in NZ geography - all surrounded by the Pacific and Tasman Oceans – people in New Zealand happily lead an outdoor life. Knowing that you'll spend far less time commuting in New Zealand than in most world cities, you'll also enjoy far more time with your friends and family. No matter where you live in New Zealand, for instance, you are probably less than an hour from the ocean, and less than 4 hours from a ski field. Which means on the same day you can mountain bike, snowboard and surf! With just over 4 million people living in New Zealand, it's easy to find - or get away from - the crowd. So if your preference is access to big-city shopping, check out Auckland (the largest city with over 1.5 million residents), Christchurch, Wellington (the capital) or Dunedin. But one of the joys of New Zealand is that you can also choose to live a more rural lifestyle, and still live within an hour's drive of the centre of any of these cities. Or you can choose to settle in the country - there's plenty of room for expansion here! For students, New Zealand offers the familiarity of life in an English-speaking, modern democracy. Education is based on the prestigious British system. Generally, our universities offer small class sizes for personalized, top quality courses. A student Higher Education that allows you to spend time in New Zealand while you studies full-time. Positive Profile Good academic record – Minimum education required 12th with 50% marks. Minimum IELTS score of atleast 5.5. Verifiable and acceptable evidence of funds to meet the educational and living expenses in NZ Regular source of sufficient income of financial guarantors. Intended course of study relevant to qualifications/ work experience. Gap in education or career not longer than 12 months. Clear health & character requirement. Processing Time Majority of positive profile applications are being transferred to other INZ offices. Processing time for positive profile applications is 15 working days. For need to review stream applications, allocation timeframe is 5-7 weeks and processing time is further 8-10 weeks • For applications requiring in-depth verifications the processing time is pushed out further as these take a minimum of 4 weeks to be completed from date of request. Contact: Daffodils Study Abroad HEAD OFFICE Email :- daffodilsstudy65@gmail.com NEW DELHI :- E 575A , GREATER KAILASH –II, NEW DELHI -110048. REGIONAL OFFICE NORTH CHANDIGARH :- S.CO 2425-2426, Second Floor, Sector -22C, Chandigarh. 92165-99324 BRANCH OFFICES JALANDHAR 4th Floor, Midas Corporate Park, GT Road, Near Bus Stand, Above UK VFS, Jalandhar, Ph.No 92165-09238 AMRITSAR 7, Govind Vihar, Jamunwali Gali, Near Lawrence Road, Amritsar. Ph. No. +91-92165-09202 LUDHIANA SCO : 25, Model Town Extension, Near Krishna Mandir, Ludhiana. Ph.No. +91-92165-09206 MOGA SCO : 7, Subedar Joginder Singh Complex, Ground Floor, Near Bus Stand, Moga Ph.No. +91-16 +91-9216509205 JAMMU H. No. 26 B/C, Opposite Triveni Nursing Home, Gandhi Nagar, Jammu.+ Ph.No. +91-1912437715, +919697123835. NOIDA B-73, Sector 2, Near Sector 15 Metro Station, Noida. Ph: 9999666495 SKYPE ID:DAFFODILSSTUDY GTALK: CHDDAFFODILS Study in New Zealand, study Visa Consultant in Chandigarh, Jalandhar, Moga, Ludhiana, Amritsar, Noida, Delhi, Jammu

Education in New Zealand- Daffodils jammu With a temperate climate, and stunning variations in NZ geography - all surrounded by the Pacific and Tasman Oceans – people in New Zealand happily lead an outdoor life. Knowing that you'll spend far less time commuting in New Zealand than in most world cities, you'll also enjoy far more time with your friends and family. No matter where you live in New Zealand, for instance, you are probably less than an hour from the ocean, and less than 4 hours from a ski field. Which means on the same day you can mountain bike, snowboard and surf! With just over 4 million people living in New Zealand, it's easy to find - or get away from - the crowd. So if your preference is access to big-city shopping, check out Auckland (the largest city with over 1.5 million residents), Christchurch, Wellington (the capital) or Dunedin. But one of the joys of New Zealand is that you can also choose to live a more rural lifestyle, and still live within an hour's drive of the centre of any of these cities. Or you can choose to settle in the country - there's plenty of room for expansion here! For students, New Zealand offers the familiarity of life in an English-speaking, modern democracy. Education is based on the prestigious British system. Generally, our universities offer small class sizes for personalized, top quality courses. A student Higher Education that allows you to spend time in New Zealand while you studies full-time. Positive Profile Good academic record – Minimum education required 12th with 50% marks. Minimum IELTS score of atleast 5.5. Verifiable and acceptable evidence of funds to meet the educational and living expenses in NZ Regular source of sufficient income of financial guarantors. Intended course of study relevant to qualifications/ work experience. Gap in education or career not longer than 12 months. Clear health & character requirement. Processing Time Majority of positive profile applications are being transferred to other INZ offices. Processing time for positive profile applications is 15 working days. For need to review stream applications, allocation timeframe is 5-7 weeks and processing time is further 8-10 weeks • For applications requiring in-depth verifications the processing time is pushed out further as these take a minimum of 4 weeks to be completed from date of request. Contact: Daffodils Study Abroad HEAD OFFICE Email :- daffodilsstudy65@gmail.com NEW DELHI :- E 575A , GREATER KAILASH –II, NEW DELHI -110048. REGIONAL OFFICE NORTH CHANDIGARH :- S.CO 2425-2426, Second Floor, Sector -22C, Chandigarh. 92165-99324 BRANCH OFFICES JALANDHAR 4th Floor, Midas Corporate Park, GT Road, Near Bus Stand, Above UK VFS, Jalandhar, Ph.No 92165-09238 AMRITSAR 7, Govind Vihar, Jamunwali Gali, Near Lawrence Road, Amritsar. Ph. No. +91-92165-09202 LUDHIANA SCO : 25, Model Town Extension, Near Krishna Mandir, Ludhiana. Ph.No. +91-92165-09206 MOGA SCO : 7, Subedar Joginder Singh Complex, Ground Floor, Near Bus Stand, Moga Ph.No. +91-16 +91-9216509205 JAMMU H. No. 26 B/C, Opposite Triveni Nursing Home, Gandhi Nagar, Jammu.+ Ph.No. +91-1912437715, +919697123835. NOIDA B-73, Sector 2, Near Sector 15 Metro Station, Noida. Ph: 9999666495 SKYPE ID:DAFFODILSSTUDY GTALK: CHDDAFFODILS Study in New Zealand, study Visa Consultant in Chandigarh, Jalandhar, Moga, Ludhiana, Amritsar, Noida, Delhi, Jammu

BEST Education in New Zealand- Daffodils jammu With a temperate climate, and stunning variations in NZ geography - all surrounded by the Pacific and Tasman Oceans – people in New Zealand happily lead an outdoor life. Knowing that you'll spend far less time commuting in New Zealand than in most world cities, you'll also enjoy far more time with your friends and family. No matter where you live in New Zealand, for instance, you are probably less than an hour from the ocean, and less than 4 hours from a ski field. Which means on the same day you can mountain bike, snowboard and surf! With just over 4 million people living in New Zealand, it's easy to find - or get away from - the crowd. So if your preference is access to big-city shopping, check out Auckland (the largest city with over 1.5 million residents), Christchurch, Wellington (the capital) or Dunedin. But one of the joys of New Zealand is that you can also choose to live a more rural lifestyle, and still live within an hour's drive of the centre of any of these cities. Or you can choose to settle in the country - there's plenty of room for expansion here! For students, New Zealand offers the familiarity of life in an English-speaking, modern democracy. Education is based on the prestigious British system. Generally, our universities offer small class sizes for personalized, top quality courses. A student Higher Education that allows you to spend time in New Zealand while you studies full-time. Positive Profile Good academic record – Minimum education required 12th with 50% marks. Minimum IELTS score of atleast 5.5. Verifiable and acceptable evidence of funds to meet the educational and living expenses in NZ Regular source of sufficient income of financial guarantors. Intended course of study relevant to qualifications/ work experience. Gap in education or career not longer than 12 months. Clear health & character requirement. Processing Time Majority of positive profile applications are being transferred to other INZ offices. Processing time for positive profile applications is 15 working days. For need to review stream applications, allocation timeframe is 5-7 weeks and processing time is further 8-10 weeks • For applications requiring in-depth verifications the processing time is pushed out further as these take a minimum of 4 weeks to be completed from date of request. Contact: Daffodils Study Abroad HEAD OFFICE Email :- daffodilsstudy65@gmail.com NEW DELHI :- E 575A , GREATER KAILASH –II, NEW DELHI -110048. REGIONAL OFFICE NORTH CHANDIGARH :- S.CO 2425-2426, Second Floor, Sector -22C, Chandigarh. 92165-99324 BRANCH OFFICES JALANDHAR 4th Floor, Midas Corporate Park, GT Road, Near Bus Stand, Above UK VFS, Jalandhar, Ph.No 92165-09238 AMRITSAR 7, Govind Vihar, Jamunwali Gali, Near Lawrence Road, Amritsar. Ph. No. +91-92165-09202 LUDHIANA SCO : 25, Model Town Extension, Near Krishna Mandir, Ludhiana. Ph.No. +91-92165-09206 MOGA SCO : 7, Subedar Joginder Singh Complex, Ground Floor, Near Bus Stand, Moga Ph.No. +91-16 +91-9216509205 JAMMU H. No. 26 B/C, Opposite Triveni Nursing Home, Gandhi Nagar, Jammu.+ Ph.No. +91-1912437715, +919697123835. NOIDA B-73, Sector 2, Near Sector 15 Metro Station, Noida. Ph: 9999666495 SKYPE ID:DAFFODILSSTUDY GTALK: CHDDAFFODILS Study in New Zealand, study Visa Consultant in Chandigarh, Jalandhar, Moga, Ludhiana, Amritsar, Noida, Delhi, Jammu

There is no fixed checklist for the documents needed for Australian Higher Education, as each student’s circumstances are different. We recommend that you provide us all relevant documents that can provide as much credible evidence as they can for your individual Higher Study application. Following section will give you a list of documents required for Australian Study. Please keep in mind that every student’s case is different and should be prepared for Higher Education application differently so remember to give us any other document that seem relevant to your case. • A complete student Application Form. • The Electronic Confirmation of Enrollment (CoE) certificate/ Offer letter of Admission. • Certified copies of Passport. • 4 recent passport size photographs?(plain background and 45mm * 35mm in size, also mention name of applicant on the back) • Evidence of the relationships between you and all the members of your family. • Medical and X-Ray of yourself from (HAS) Health Services Australia. • Evidence that you have paid Overseas Student Health Cover (OSHC) for at least 12 months. • All Academic transcripts that show you have completed 12 years of education. • IELTS/TOEFL Score Report • Provide the evidence that you have sufficient funds to cover your living and tuition fee. • Evidence of income (i.e. Tax Statement, Business Statement, Saving History, Regular Income etc.) • Students under 18 years need a statement by the sponsor and education provider for all the responsibility of study and accommodation. Contact: Daffodils Study Abroad HEAD OFFICE NEW DELHI :- E 575A , GREATER KAILASH –II, NEW DELHI -110048. REGIONAL OFFICE NORTH CHANDIGARH :- S.C.O 2425-2426, Second Floor, Sector -22C, Chandigarh. 92165-99324 BRANCH OFFICES JALANDHAR 4th Floor, Midas Corporate Park, GT Road, Near Bus Stand, Above UK VFS, Jalandhar, Ph.No 92165-09238 AMRITSAR 7, Govind Vihar, Jamunwali Gali, Near Lawrence Road, Amritsar. Ph. No. +91-92165-09202 LUDHIANA SCO : 25, Model Town Extension, Near Krishna Mandir, Ludhiana. Ph.No. +91-92165-09206 MOGA SCO : 7, Subedar Joginder Singh Complex, Ground Floor, Near Bus Stand, Moga Ph.No. +91-16 +91-9216509205 JAMMU H. No. 26 B/C, Opposite Triveni Nursing Home, Gandhi Nagar, Jammu. Ph.No. +91-1912437715, +919697123835. NOIDA B-73, Sector 2, Near Sector 15 Metro Station, Noida. Ph: 9999666495 SKYPE ID:DAFFODILSSTUDY GTALK: CHDDAFFODILS WEBSITE: www.daffodilsstudy.com Study in Australia, study Visa Consultant in Chandigarh, Jalandhar, Moga, Ludhiana, Amritsar, Noida, Delhi, Jammu

Study in New Zealand-Daffodils Ludhiana With a temperate climate, and stunning variations in NZ geography - all surrounded by the Pacific and Tasman Oceans – people in New Zealand happily lead an outdoor life. Knowing that you'll spend far less time commuting in New Zealand than in most world cities, you'll also enjoy far more time with your friends and family. No matter where you live in New Zealand, for instance, you are probably less than an hour from the ocean, and less than 4 hours from a ski field. Which means on the same day you can mountain bike, snowboard and surf! With just over 4 million people living in New Zealand, it's easy to find - or get away from - the crowd. So if your preference is access to big-city shopping, check out Auckland (the largest city with over 1.5 million residents), Christchurch, Wellington (the capital) or Dunedin. But one of the joys of New Zealand is that you can also choose to live a more rural lifestyle, and still live within an hour's drive of the centre of any of these cities. Or you can choose to settle in the country - there's plenty of room for expansion here! For students, New Zealand offers the familiarity of life in an English-speaking, modern democracy. Education is based on the prestigious British system. Generally, our universities offer small class sizes for personalized, top quality courses. A student Higher Education that allows you to spend time in New Zealand while you studies full-time. Positive Profile Good academic record – Minimum education required 12th with 50% marks. Minimum IELTS score of atleast 5.5. Verifiable and acceptable evidence of funds to meet the educational and living expenses in NZ Regular source of sufficient income of financial guarantors. Intended course of study relevant to qualifications/ work experience. Gap in education or career not longer than 12 months. Clear health & character requirement. Processing Time Majority of positive profile applications are being transferred to other INZ offices. Processing time for positive profile applications is 15 working days. For need to review stream applications, allocation timeframe is 5-7 weeks and processing time is further 8-10 weeks • For applications requiring in-depth verifications the processing time is pushed out further as these take a minimum of 4 weeks to be completed from date of request. Contact: Daffodils Study Abroad Email-abroadstudy22@gmail.com HEAD OFFICE NEW DELHI :- E 575A , GREATER KAILASH –II, NEW DELHI -110048. REGIONAL OFFICE NORTH CHANDIGARH :- S.CO 2425-2426, Second Floor, Sector -22C, Chandigarh. 92165-99324 BRANCH OFFICES JALANDHAR 4th Floor, Midas Corporate Park, GT Road, Near Bus Stand, Above UK VFS, Jalandhar, Ph.No 92165-09238 AMRITSAR 7, Govind Vihar, Jamunwali Gali, Near Lawrence Road, Amritsar. Ph. No. +91-92165-09202 LUDHIANA SCO : 25, Model Town Extension, Near Krishna Mandir, Ludhiana. Ph.No. +91-92165-09206 MOGA SCO : 7, Subedar Joginder Singh Complex, Ground Floor, Near Bus Stand, Moga Ph.No. +91-9216509205 JAMMU H. No. 26 B/C, Opposite Triveni Nursing Home, Gandhi Nagar, Jammu. Ph.No. +91-1912437715, +919697123835. NOIDA B-73, Sector 2, Near Sector 15 Metro Station, Noida. Ph: 9999666495 SKYPE ID:DAFFODILSSTUDY GTALK: CHDDAFFODILS Study in New Zealand, study Visa for New Zealand in Ludhiana