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Study in New Zealand-Daffodils Ludhiana With a temperate climate, and stunning variations in NZ geography - all surrounded by the Pacific and Tasman Oceans – people in New Zealand happily lead an outdoor life. Knowing that you'll spend far less time commuting in New Zealand than in most world cities, you'll also enjoy far more time with your friends and family. No matter where you live in New Zealand, for instance, you are probably less than an hour from the ocean, and less than 4 hours from a ski field. Which means on the same day you can mountain bike, snowboard and surf! With just over 4 million people living in New Zealand, it's easy to find - or get away from - the crowd. So if your preference is access to big-city shopping, check out Auckland (the largest city with over 1.5 million residents), Christchurch, Wellington (the capital) or Dunedin. But one of the joys of New Zealand is that you can also choose to live a more rural lifestyle, and still live within an hour's drive of the centre of any of these cities. Or you can choose to settle in the country - there's plenty of room for expansion here! For students, New Zealand offers the familiarity of life in an English-speaking, modern democracy. Education is based on the prestigious British system. Generally, our universities offer small class sizes for personalized, top quality courses. A student Higher Education that allows you to spend time in New Zealand while you studies full-time. Positive Profile Good academic record – Minimum education required 12th with 50% marks. Minimum IELTS score of atleast 5.5. Verifiable and acceptable evidence of funds to meet the educational and living expenses in NZ Regular source of sufficient income of financial guarantors. Intended course of study relevant to qualifications/ work experience. Gap in education or career not longer than 12 months. Clear health & character requirement. Processing Time Majority of positive profile applications are being transferred to other INZ offices. Processing time for positive profile applications is 15 working days. For need to review stream applications, allocation timeframe is 5-7 weeks and processing time is further 8-10 weeks • For applications requiring in-depth verifications the processing time is pushed out further as these take a minimum of 4 weeks to be completed from date of request. Contact: Daffodils Study Abroad Email-abroadstudy22@gmail.com HEAD OFFICE NEW DELHI :- E 575A , GREATER KAILASH –II, NEW DELHI -110048. REGIONAL OFFICE NORTH CHANDIGARH :- S.CO 2425-2426, Second Floor, Sector -22C, Chandigarh. 92165-99324 BRANCH OFFICES JALANDHAR 4th Floor, Midas Corporate Park, GT Road, Near Bus Stand, Above UK VFS, Jalandhar, Ph.No 92165-09238 AMRITSAR 7, Govind Vihar, Jamunwali Gali, Near Lawrence Road, Amritsar. Ph. No. +91-92165-09202 LUDHIANA SCO : 25, Model Town Extension, Near Krishna Mandir, Ludhiana. Ph.No. +91-92165-09206 MOGA SCO : 7, Subedar Joginder Singh Complex, Ground Floor, Near Bus Stand, Moga Ph.No. +91-9216509205 JAMMU H. No. 26 B/C, Opposite Triveni Nursing Home, Gandhi Nagar, Jammu. Ph.No. +91-1912437715, +919697123835. NOIDA B-73, Sector 2, Near Sector 15 Metro Station, Noida. Ph: 9999666495 SKYPE ID:DAFFODILSSTUDY GTALK: CHDDAFFODILS Study in New Zealand, study Visa for New Zealand in Ludhiana

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With a temperate climate, and stunning variations in NZ geography - all surrounded by the Pacific and Tasman Oceans – people in New Zealand happily lead an outdoor life. Knowing that you'll spend far less time commuting in New Zealand than in most world cities, you'll also enjoy far more time with your friends and family. No matter where you live in New Zealand, for instance, you are probably less than an hour from the ocean, and less than 4 hours from a ski field. Which means on the same day you can mountain bike, snowboard and surf! With just over 4 million people living in New Zealand, it's easy to find - or get away from - the crowd. So if your preference is access to big-city shopping, check out Auckland (the largest city with over 1.5 million residents), Christchurch, Wellington (the capital) or Dunedin. But one of the joys of New Zealand is that you can also choose to live a more rural lifestyle, and still live within an hour's drive of the centre of any of these cities. Or you can choose to settle in the country - there's plenty of room for expansion here! For students, New Zealand offers the familiarity of life in an English-speaking, modern democracy. Education is based on the prestigious British system. Generally, our universities offer small class sizes for personalized, top quality courses. A student Higher Education that allows you to spend time in New Zealand while you studies full-time. Positive Profile Good academic record – Minimum education required 12th with 50% marks. Minimum IELTS score of atleast 5.5. Verifiable and acceptable evidence of funds to meet the educational and living expenses in NZ Regular source of sufficient income of financial guarantors. Intended course of study relevant to qualifications/ work experience. Gap in education or career not longer than 12 months. Clear health & character requirement. Processing Time Majority of positive profile applications are being transferred to other INZ offices. Processing time for positive profile applications is 15 working days. For need to review stream applications, allocation timeframe is 5-7 weeks and processing time is further 8-10 weeks • For applications requiring in-depth verifications the processing time is pushed out further as these take a minimum of 4 weeks to be completed from date of request. Contact: Daffodils Study Abroad Email-abroadstudy22@gmail.com HEAD OFFICE NEW DELHI :- E 575A , GREATER KAILASH –II, NEW DELHI -110048. REGIONAL OFFICE NORTH CHANDIGARH :- S.CO 2425-2426, Second Floor, Sector -22C, Chandigarh. 92165-99324 BRANCH OFFICES JALANDHAR 4th Floor, Midas Corporate Park, GT Road, Near Bus Stand, Above UK VFS, Jalandhar, Ph.No 92165-09238 AMRITSAR 7, Govind Vihar, Jamunwali Gali, Near Lawrence Road, Amritsar. Ph. No. +91-92165-09202 LUDHIANA SCO : 25, Model Town Extension, Near Krishna Mandir, Ludhiana. Ph.No. +91-92165-09206 MOGA SCO : 7, Subedar Joginder Singh Complex, Ground Floor, Near Bus Stand, Moga Ph.No. +91-9216509205 JAMMU H. No. 26 B/C, Opposite Triveni Nursing Home, Gandhi Nagar, Jammu. Ph.No. +91-1912437715, +919697123835. NOIDA B-73, Sector 2, Near Sector 15 Metro Station, Noida. Ph: 9999666495 SKYPE ID:DAFFODILSSTUDY GTALK: CHDDAFFODILS Study in New Zealand, study Visa for New Zealand in Ludhiana

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IMP COMMUNICATION to Existing CFP Aspirants Classroom / Video Learning participants, PFA summary of expectations setting done before joining / during training sessions. Pls read it thoroughly before me...Expectations settings from my side to avoid future conflict. 1. Our Relationship will be Guru / Coach & Aspirant / Student (not a buyer - Seller)...I wil help you to become Personal Finance Domain expert (True Financial Planner) and passing exams will be byproducts provided your follow my guidelines in spirit. 2. Min 20 hrs / week Time Investment for Regular Pathway Aspirants for 9 months / Challenge pathway for 6 months to achieve domain expertise in Comprehensive Financial Plan construction and passing exams. 3. Video Learning Kit Aspirants will get the right to access password protected Video Learning for 3 months (Only 1 window based PC allowed). We will charge 10k extra for additional one month extension. 4. Classroom / Video Learning participants will right to access the Study Notes / Solutions password for limited period to 9 months...post will charge 5k for each months extension of passwords / Post Training supports. 5. Practical Application of Learning: Meeting 1 person every day and doing Goal based Financial Planning to get depth of subject matter ( We will provide Handouts) 6. Post Training Supports through phone/mail/one to one queries handling till you complete CFP max. 12 months from start date of 1st training session. 7. Queries handling time between 1pm to 6pm (Monday to Friday)...No queries will be entertained on Saturday & Sunday...You have to 1st mail / whatsapp queries and we will reply by end of next working day. (Note : I am a Human not the Robot so if i am travelling / Busy in other professional commitments / Non well / Engaged in Social activities...no support provided during that period) 8. You have to follow all guideline (will be given during training / post training period) to be followed in spirit...Pls note that you are doing CFP 1st time in life and Mr. Keyur Shah has produced 261+ CFPs. We will welcome suggestions but Mr. Keyur Shah's decision will be final. 9. Monetary Investments A) Classroom FEE 65k OR Video Learning Kit FEE 52k...visit website for more details. www.theCFPaspirantClubIndia.Com B) You need to pay 30k to 40k to FPSB India for Registration / Exams / Certification/ Calculator 2k ...Visit www.fpsbindia.org for more details

A Journey from Corporate to Independent Professional Mr. Shankarnarayan A. S, Maximo Centre Of Excellence, Consultant - Independent, Mumbai, Ex Sr. IT Professional worked in India, UK, USA, Middle East having 24 + years work experience share his success story. 165th Success Story: He enrolled in Video Learning Kit Aug.14 and successfully passed his CFP certification exam in Challenge pathway @ 1st Attempt in Nov.14. https://youtu.be/NmHi_orRZJs Shankarnarayan A.S shankarn.as@gmail.com Wed, Nov 26, 2014 at 11:49 PM To: Keyur Shah CFP keyurcfp@thecfpaspirantclubindia.com Thank you, I cleared my Final Examination @ 1st Attempt in Challenge / Fast Track Pathway. Dear Keyurji, Greetings!!! I am very happy to inform you that I have cleared my CFP Certification on Saturday 22nd November 2014. I would like to thank you for the coaching and guidance you provided me in the last 4 months. My dream to be a CFP was on my wish list for 3 years. The Journey started 2 years back when I cleared my Retirement Paper. But professional commitments always came in between giving the other papers. Your advice to apply for the challenge status was the first step to my success. Talking to you in detail on the steps that would help me achieve CFP certification made me confident. Hence I decided to take the Video learning approach from you. My confidence was not belied and I would like to share my experiences as your student. 1. The video lectures were realistic and as good as attending your classroom Lectures. But the added benefit was that I could listen and assimilate them at my own pace. 2. The question bank & solutions provided were exhaustive, covered complex problems and prepared me for the Final Examination. 3. Most important, the support provided by you during the last 10 days before the exams in form of multiple mock tests was the icing on the cake. It made me aware of the gaps, how much more I had to practice and in true sense got me ready to take the final exams. 4. As per your guidance, I enrolled Charter member pathway which saved more than Rs. 15,000/- Fifteen thousands Vs. Education Partner or Self Study Mode Thanks a lot for being my Guru in this educational Journey. I wish you all the Success in all your teaching endeavors. Thanks & Regards, A.S Shankarnarayan 09820892177 http://investmentcafe.in/about.php PFA Key Learning from his presentation # Logical & Magical 5 Step Process # Commitment to Regular Practice to complete CFP certification # Preparing Hand made Financial Plan with 5 steps process # Benefits of doing CFP certification with CFP Aspirant Club / Keyur Shah CFP Be a Future Ready…Be a CERTIFIED FINANCIAL PLANNER with India's Best Expert Coach Mr. Keyur Shah by June 2017. Double your Client Acquisition, Client Advisory and Client Retention Skills…Minimum 100% return pa on Investment subject to implementation of learning. Classroom: Last 3 Seats left 76th Batch 16 Weekends- Nov 16 to March 17 Every Saturday- 4pm to 9 pm- 80 hrs training- Starting 19th Nov 2016 @ Kandivali W...Last 3 seats left..FEE 65k..pay in 5 EMI of 13k OR Last 1 Seat Left in October 16 Batch of CFP Video Learning Kit In last 3 years, 81+ participants have already successfully completed their CFP certification in Regular pathway or Challenge Pathway with good grades @ 1st attempt. Regular / Challenge pathway Aspirant: Rs. 52k..pay in 4 monthly instalments of 13k Pls visit our website to Read /Speak 261+ Success stories before joining with me and post feel free to call. 9167362201 / 9930751709 KEYUR SHAH, CFP^CM (A Grade), BE, MBA, India's Best Expert Coach (Fast Track CFP)-The CFP Aspirant Club INDIA, Mumbai. FPSB India CERTIFIED Trainer & Resource Person Education Partner www.TheCFPaspirantClubIndia.com Office: Xth Central Mall, 2nd Floor, No. 25, Nr. D Mart, Opp. Axis Bank, Mahavir Nagar, Kandivali W, Mumbai Stay Updated…Like our FB page https://www.facebook.com/TheCfpAspirantClubindia

Today, Most investors complains about mis-selling by Banks, Corporate Agent or Individual Agent...Who is responsible ??? 1st responsibility of Investors who invests his hard earned money without proper understanding of Financial or Non Financial products. Family has 1st major task to earn a good income every months eg. Rs. 1 Lakh to meet their present (Monthly) expenses and also save for their future certain / uncertain expenses. 2nd important task of family to save average 30% of income annual Rs. 3.6L to meet their certain / uncertain future expenses...If family invests without proper understanding then seller will going to sell high margin products to get more commission...Family / Investors may end with lower return or some time capital loss and lot of PAIN /SORROW. This is the high time for investor to update their knowledge on personal finance to decide suitable Products or select right Adviser. Invest in Personal Finance Knowledge building...surely you will have minimum 100% return on your investments every year. Benefits of Training with Keyur Shah CFP # Save Min. Rs. 50,000 pa or 10% of Life Style expenses # Save Min. 50,000 pa or 1% on Loan interest...Reduce your debt over period of time...Be a debt free in 3 to 5 yrs. # Prepare your Comprehensive Financial Plan for your life's Goals. # Learn Importance of Right Asset Allocation Strategies...Leads to Good return with safety net # Suitable products to achieve goals...Lower cost..leads to better return # Estate Planning # Tax Planning # Peace of Mind, Happiness and more time for family Note : Above Data based on Rs. 12 PA Income Happy to share 240th Success Story: https://youtu.be/6oG-YTfy5KE Mr. Amey Vaze, Sr. Engineer, Reliance Industries Ltd. Navi Mumbai successfully completed his CFP certification in Regular pathway. He passed his Exam 5 / Final with a "B" grade on 25th FEB. He enrolled in Video Learning Kit in June15 and successfully passed all Module exams by Dec15. (9970051073, amvaz13483@gmail.com) Dear Keyur Sir, Thanks once again for all the necessary guidance you have given me throughout this journey "Though I was well acquainted with the personal finance domain, clearing all the modules of CFP Exam specially Exam 5 was a distant dream. But with all the support, motivation, guidance I received from my coach & mentor Mr Keyur Shah I could become CFP is short span of time. Though I had opted for Video Learning Option, always could feel the personal touch with which Mr Keyur has mentored throughout this journey. Course curriculum is so well organized & especially the “Logical & Magical 5 Step Process” makes all the question patterns look simple to solve. Also one thing is worth mentioning is the patience, determination, accuracy, friendliness, simplified manner in which Mr Keyur Shah handles every query throughout the course & also thereafter. I wish my “CFP Aspirant Club” to be the most desirable avenue for all CFP Aspirants in the near future." Classroom: FEE 45k...pay in 3 monthly installments of 15k 72nd Batch (14 Weekends)- June to Sept 2016 (Every Sunday)- 3:30pm to 8:30pm-70 hrs training- Starting from 5th June 2016 @ Kandivali W...Last 1 seat left OR Last 1 Seat Left in June Batch of CFP Video Learning Kit: We are happy to launch “Video Learning Kit (2016 Version) of “Comprehensive FAST TRACK CFP” for Regular Pathway CFP Aspirants who may not able to attended the our Weekend or FAST TRACK CFP Training workshop due to time constraint or like to purse CFP at their own pace or living out of Mumbai. In last 3 years, 71+ participants have already successfully completed their CFP certification in Regular pathway or Challenge Pathway with good grades @ 1st attempt. Contents of Video Learning Kit : Regular / Challenge pathway Aspirant: Rs. 40k (Forty Thousand Only)..An option to pay in 2 equal monthly instalments of 20k till 31-5-16 Pls visit our website to Read /Speak 251+ Success stories before joining with me and post feel free to call. 9167362201 / 9930751709 / 7678063281 Office: Xth Central Mall, 2nd Floor, No. 25, Nr. D Mart, Opp. Axis Bank, Mahavir Nagar, Kandivali W, Mumbai.

73rd CFP batch Group Photo “Comprehensive Fast Track CFP” started dated 24th July 2016 every Sunday 15 weekends batch (9am to 2pm) in Xth Central Mall, Mahavir Nagar, Kandivali West, Mumbai. 6 (Six) Sr. Professionals, Sr. IFA and aspiring IFAs have enrolled in Batch and aim to complete their CFP certification @ 1st attempt with good grades by Dec. 2016. 1) Mr. Paresh Bhadreshwara, Brach Manager, HDFC Life Insurance, Mumbai 2) Mrs. Anuya Purohit, Sr. IFA, Mumbai 3) Mr. Shivnarayan Tryagi, Sr. Manager, State Bank of Mysore, Mumbai 4) Mr. Gaurav Dad, Baroda, Credit Manager – Capital First 5) Mr. Manish Shah, A/C Diamond Firm & Sr. IFA, Mumbai 6) Mrs. Neeta Paresh Bhadreshwara, Homemaker, Aspiring IFA, Mumbai Be a Future Ready…Be a CERTIFIED FINANCIAL PLANNER with India's Best Expert Coach Mr. Keyur Shah by March 2017. Double your Client Acquisition, Client Advisory and Client Retention Skills…Minimum 100% return pa on FEE Investment subject to implementation of learning. Classroom: FEE 45k...pay in 3 monthly installments of 15k 74th Batch (15 Weekends)- Aug to Nov 2016 (Every Saturday)- 9am to 2pm- 75 hrs training- Starting from 20th Aug 2016 @ Kandivali W...Last 1 seat left...Net FEE 45k...pay in 3 monthly installments of 15k till 31-7-16. OR Last 1 Seat Left in Aug 16 Batch of CFP Video Learning Kit: In last 3 years, 71+ participants have already successfully completed their CFP certification in Regular pathway or Challenge Pathway with good grades @ 1st attempt. Regular / Challenge pathway Aspirant: Rs. 39k..pay in 3 monthly instalments of 13k till 31-7-16 Pls visit our website to Read /Speak 251+ Success stories before joining with me and post feel free to call. 9167362201 / 9930751709 / 7678063281 KEYUR SHAH, CFP^CM (A Grade), BE, MBA, India's Best Expert Coach (Fast Track CFP)-The CFP Aspirant Club (INDIA), Mumbai. FPSB India CERTIFIED Trainer & Resource Person (Education Partner) www.TheCFPaspirantClubIndia.com Office: Xth Central Mall, 2nd Floor, No. 25, Nr. D Mart, Opp. Axis Bank, Mahavir Nagar, Kandivali W, Mumbai Stay Updated…Like our FB page https://www.facebook.com/TheCfpAspirantClubindia

" 3 Promotions in a Year " Must Watch Video 4every Mutual Fund / Insurance Professional CFP certification helped Ms. Riashree Mukherjee to get the Promotion and to move to her desired location. Last year, she was Branch Manager with Birla Sunlife AMC, Mysore and successfully completed her CFP certification with help of Video Learning Kit in Oct. 2015. Happy to share 208th Success Story of CFP Aspirant Club Keyur Shah CFP. https://youtu.be/BtB1UlDIBXY In Feb 2016, She got the Promotion and moved to Mumbai, HO as Channel Manager- Banks, Birla Sunlife Mutual Fund AMC. Ms. Riashree Mukherjee, Branch Manager, Birla Sunlife Mutual Fund AMC, Mysore. She enrolled with one of leading Education Partner in Regular pathway last year and managed to clear module exams but she was not confident about pass Exam 5 / Final. Finally she decided to enrolled in our Video Learning Kit in Aug 2015 and successfully completed her CFP Exam 5 / Final @ 1st attempt in Oct. 2015. Thank you sir Riashree Mukherjee rb.mukherjee89@gmail.com Mon, Oct 12, 2015 at 12:06 AM To: Keyur Shah CFP Keyur.Shah@theCFPaspirantclubindia.com Keyur Shah CFP keyur1975@rediffmail.com My sincere thanks to Mr. Keyur Shah Sir. I was in touch with sir only two months prior to my final examination of CFP module 5. The entire video kit and materials were very much useful for me and I could clear the exam in my first attempt itself. It would not have been possible without the able guidance and support of sir. My doubts and queries were resolved immediately with perfect solution and in an understanding manner. The entire flow was very convenient, Keyur Shah Sir was encouraging and even though at a distant place was immensely supportive in every way possible throughout. Regards, Riashree 8496016111 / 8050804424 Be a Future Ready…Be a CERTIFIED FINANCIAL PLANNER with India's Best Expert Coach Mr. Keyur Shah by July 2017. Double your Client Acquisition, Client Advisory and Client Retention Skills…Minimum 100% return pa on Investment subject to implementation of learning. Classroom: Last 3 Seats left 76th Batch 16 Weekends- Dec 16 to March 17 Every Saturday- 4pm to 9 pm- 80 hrs training- Starting 10th NDec 2016 @ Kandivali W...Last 3 seats left..FEE 60k..pay in 4 EMI of 15k OR Last 1 Seat Left in November 16 Batch of CFP Video Learning Kit In last 3 years, 81+ participants have already successfully completed their CFP certification in Regular pathway or Challenge Pathway with good grades @ 1st attempt. Regular / Challenge pathway Aspirant: Rs. 45k..pay in 3 monthly instalments of 15k Pls visit our website to Read /Speak 261+ Success stories before joining with me and post feel free to call. 9167362201 / 9930751709 KEYUR SHAH, CFP^CM A Grade, BE, MBA, India's Best Expert Coach Fast Track CFP-The CFP Aspirant Club INDIA, Mumbai. FPSB India CERTIFIED Trainer & Resource Person Education Partner www.TheCFPaspirantClubIndia.com Office: Xth Central Mall, 2nd Floor, No. 25, Nr. D Mart, Opp. Axis Bank, Mahavir Nagar, Kandivali W, Mumbai Stay Updated…Like our FB page https://www.facebook.com/TheCfpAspirantClubindia